TM_Ina, your solution is NOT a solution. Did you even read Slad's question??? He said that he didn't want to enter Credit Card details for customers because he didn't feel comfortable asking customers for their Credit Card details.

I'm in the same boat and not longer sell or recommend Trend to my customers because I don't believe they should be FORCED to enter their Credit Card details just to use a product that THEY HAVE ALREADY PAID FOR! Can Trend 100% guarantee that my stored Credit Card details will never ever be hacked or stolen??? I didn't think so.

You need to allow people to opt out. Plain and simple.