@tm_carlo Forgive me if I am extremely reluctant to download and execute this hotfix, as my faith in Trend Micro is EXTREMELY low right now, and I'm sincerely afraid of you creating even worse problems on my computer.
Frankly, reading that message makes me think the problem is even worse. What do you mean by "Pay Guard list?" I don't have a Pay Guard list, and never have had one. I don't have any list telling Pay Guard where it should open a Pay Guard window, since I didn't know anything about Pay Guard before this ginormous screw-up, and didn't feel the need for (or desire for) Pay Guard.