Hi @mpmcbride,
We understand that you felt reluctant on downloading the hotfix. Rest assured that this is safe and one of the users already confirmed that the hotfix worked. Thank you for the confirmation @rongbingham.
Please refer to the hotfix below:
Trend Micro Pay Guard opens unlisted websites
The pay guard list can be seen in the main console of the program under the Privacy tab. So the unlisted websites will trigger the pay guard to open up if you didn't enter anything on the list field.
Hope this helps. Thanks!
Regards,
tm_rica